Welcome To Solomon Miller's Insurance Agency
Hello I am Solomon Miller, where your peace of mind and financial security are our top priorities, offering personalized insurance solutions to protect what matters most.
Who We Serve
Military & Security Personnel
Retired Individuals & Couples
First Time Parents
Concerned Families
Our Specialties
Indexed Universal Life (IUL) Insurance
Guaranteed Issue Life Insurance
Final Expense Insurance
Term Life Insurance
Annuities
NPN # 19751851
How We Protect What Matters Most
Before selecting a life insurance policy, your insurance advisor will likely conduct a comprehensive review of your financial situation, ask about your health history, and inquire about your long-term financial goals. They may also evaluate the following aspects:
Coverage Needs Assessment: Analyzing your current and future financial obligations, such as mortgage, education costs, and living expenses, to determine the appropriate amount of coverage.
Health and Lifestyle Review: Reviewing your medical history, lifestyle habits, and any pre-existing conditions to assess the risk and determine the premium rate.
Beneficiary Designation: Discussing your wishes regarding the designation of beneficiaries and ensuring that your policy aligns with your estate planning goals.
Policy Options and Riders: Exploring different types of policies, such as term or whole life insurance, and discussing any additional riders, like critical illness or disability coverage, that may enhance your protection.
We Represent Over 50 Carriers
These are some you might recognize
Your Coverage Choices
Index Universal LIfe
Lifelong protection with a cash value component
Cash value grows based on stock market performance, without market risk
Flexible premium payments and potential tax-free income for retirement
Guaranteed Issue Life Insurance
No medical exam required – 95% Approvals
Great for individuals with health conditions or difficulty getting traditional life insurance
Provides coverage to help cover end-of-life expenses, debts, and financial support
Final Expense Insurance
Designed specifically to cover funeral and burial costs
Helps relieve your family from financial stress in difficult times
Affordable and easy to qualify for, with fixed premiums
Term Life Insurance
Affordable, simple coverage for a set period (10, 20, or 30 years)
Ideal for young families, homeowners, and income protection
Provides financial security for your loved ones if something happens to you
Annuities
Guaranteed income for life—never outlive your savings
Steady, predictable payments—protect against market volatility
Perfect for retirement planning, long-term financial security, and wealth preservation
Frequently Asked Questions
What is life insurance, and how does it work?
Life insurance is a contract between you and an insurance company, where you pay regular premiums, and in return, the company provides a lump-sum payment, known as a death benefit, to your beneficiaries upon your passing. This payment can be used to cover expenses such as funeral costs, mortgage payments, and other financial needs.
What types of life insurance policies are available?
There are primarily two types of life insurance: Term life insurance, which provides coverage for a specified period (e.g., 10, 20, or 30 years), and Whole life insurance, which offers lifelong coverage and includes a savings component that builds cash value over time.
How much life insurance coverage do I need?
The amount of life insurance you need depends on your financial obligations, such as mortgage payments, outstanding debts, future education costs, and your family's living expenses. A general rule of thumb is to have coverage that is 10-20 times your annual income, but this can vary based on individual circumstances.
Can I change my life insurance policy after purchasing it?
Yes, many life insurance policies offer flexibility. You may be able to adjust your coverage amount, convert a term policy to a whole life policy, or add riders for additional benefits. It's important to review your policy regularly and discuss any changes with your insurance advisor to ensure it continues to meet your needs.
Testimonials
I never realized how important life insurance was until my close friend experienced a sudden loss. I immediately sought out Solomon's Insurance Agency, and the experience was nothing short of excellent. The advisors were knowledgeable and compassionate, helping me navigate the process with ease. Now, I feel confident that my family won't face financial hardships in the event of the unexpected. It’s more than just a policy—it’s a promise to those I love.
James R
Choosing life insurance with Solomon's Insurance Agency was one of the best decisions I've ever made. The peace of mind knowing that my family will be financially secure, no matter what happens, is invaluable. The team was incredibly patient and took the time to explain all my options, ensuring I found the perfect policy to meet my needs. I can now focus on living life to the fullest, knowing that my loved ones are protected.
Sarah M
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Location :
2675 Junipero Ave Suite 700 Signal Hill. California 90755
Call 1 424-487-4202
Email: [email protected]
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